connectingmatrix

Service

A US company needs a US business bank account to get paid. We prepare the documents you need to apply to founder-friendly options — even if you never set foot in the US.

How remote founders open a US account

Fintech banks like Mercury, Wise, and Relay let many non-US founders open a US business account online, without visiting a branch. Approval depends on having your formation documents, EIN, and identity documents in order.

We make sure your paperwork is complete and correct so your application isn't rejected for avoidable reasons, and we help you understand which option best fits your business.

  • Formation documents + EIN confirmation ready
  • Compatible with Mercury, Wise, Relay and others
  • Tips to avoid common rejection reasons
  • Works for many non-US founders, fully online

An honest note

Banks and fintechs make their own approval decisions — having formation documents does not guarantee approval, especially for brand-new companies with no revenue or in higher-risk industries. We maximize your chances and set realistic expectations.

FAQ

Common questions

Usually no. Several fintech banks support fully-online applications for non-US founders.
Your formation documents, EIN confirmation, a valid passport, and business details. We help you get all of it ready.

Keep exploring

Ready to start your US company?

Form a US LLC, get your EIN, and set up a registered agent — the simplest, most affordable way to go legal.